Neighbourhood · Lincoln

Wharf & University: house prices and how the area is changing

Official figures for the Wharf & University neighbourhood of Lincoln, England (ONS area Lincoln 005). Headline figures assembled 3 October 2026. Additional local information checked 13 October 2026. Postcodes LN1, LN2, LN3, LN4, LN5, LN6. Figures that read a point use the neighbourhood's centre, near LN1 1SW.

A middle-income neighbourhood, changing little against Lincoln

Wharf & University is a middle-income neighbourhood; it is changing little against Lincoln (signals are mixed: 3 rising and 3 falling of 20). Houses here typically resell for £191,750 and flats for £130,000 (median resale prices, 2023-2025). Recorded crime is higher than across Lincoln (1.1 times the borough's rate), schools nearby are improving in line with the council's and the nearest station, Lincoln Central, is about a 7-minute walk from the neighbourhood's centre.

The neighbourhood in brief, from the figures on this page. Summary updated 13 October 2026; source dates are shown below.

Typical house price

£191,750

Median resale price of houses in the neighbourhood, 2023-2025; +20% against 2017-2019.

Source: HM Land Registry Price Paid Data

Typical flat price

£130,000

Median resale price of flats in the neighbourhood, 2023-2025; -1% against 2017-2019.

Source: HM Land Registry Price Paid Data

Affluence today

Middle income

How well off the neighbourhood is now, from household income, home prices and deprivation.

Source: ONS, HM Land Registry, MHCLG Indices of Deprivation

Signs of gentrification

Mixed signs

Weighted balance -0.04; 3 of 20 signals up, 3 down, against the borough.

Source: Official statistics on prices, incomes, benefits, businesses, schools and more (a full report shows every signal)

Deprivation

Decile 5 of 10

English Indices of Deprivation 2025: 1 is the most deprived tenth of neighbourhoods, 10 the least. At the neighbourhood's centre; its 5 small areas range from decile 2 to 6.

Source: MHCLG English Indices of Deprivation 2025

Average household income

£48,000

ONS estimate for the neighbourhood (modelled, with a margin of error).

Source: Office for National Statistics

Recorded crime

1.1 times the borough's rate

Crimes recorded by the police over 12 months (not anti-social behaviour) per resident, against the borough. Crime per resident can overstate the risk in busy centres where many people work or visit.

Source: Police.uk

Schools getting better

In line with the council's

Nearby state schools' latest Ofsted inspections and results, against the council's schools.

Source: Ofsted, Department for Education

Where Wharf & University sits in Lincoln

  • Typical house price: 6th highest of 11 neighbourhoods in Lincoln
  • Typical flat price: 2nd highest of the 5 neighbourhoods in Lincoln with enough flat sales for one
  • Average household income: 5th highest of 11 neighbourhoods in Lincoln

Ranked among the council's neighbourhoods by the figures on each one's own page, checked 13 October 2026: typical prices are HM Land Registry resale medians over the latest three-year window, household income the ONS's modelled estimate, with a margin of error, so neighbourhoods a place or two apart may not really differ.

Prices over time in Wharf & University

House prices: Wharf & University against Lincoln: This neighbourhood £36k (1995) to £160k (2026); Lincoln £37k (1995) to £190k (2026).£58k£186k2026202120162011200620011995This neighbourhood£160kLincoln£190k
Median resale price of houses each year here and across Lincoln, 1995 to 2026 (HM Land Registry Price Paid Data: standard sales, new builds left out). Years with fewer than 10 sales here are left out. 2026 is the year so far (dashed).
Flat prices: Wharf & University against Lincoln: This neighbourhood £35k (1999) to £154k (2025); Lincoln £30k (1999) to £112k (2026).£55k£199k2026202220182014201020061999This neighbourhood£154kLincoln£112k
Median resale price of flats each year here and across Lincoln, 1999 to 2026 (HM Land Registry Price Paid Data: standard sales, new builds left out). Years with fewer than 10 sales here are left out. 2026 is the year so far (dashed).

Source: HM Land Registry Price Paid Data, held locally and checked 13 October 2026. Medians each year, not a valuation of any home.

How the area is changing, signal by signal

3 of 20 counted signals point towards rising affluence against Lincoln, 3 the other way and 14 in line. A reading of official statistics against the borough, not a prediction; a full report shows every signal's figures and weight. Where this reading sits among every neighbourhood in England and Wales: the gentrification league table.

Rising against the borough

  • Recorded crime
  • New-build activity
  • Borough against the region

Falling behind the borough

  • Recent price momentum
  • Catching up with neighbouring areas
  • Benefit claims (DWP)

Stations and schools nearby

Nearest station

  • Lincoln Central Railway station, about a 7-minute walk from the neighbourhood's centre (540 m in a straight line). About 5.3 trains an hour leave between 07:00 and 19:00 on a weekday: Northern to Leeds (about 141 min); East Midlands Railway to Matlock (about 130 min).

Station locations: NaPTAN (Department for Transport). Trains: Network Rail's timetable for Tuesday 6 October 2026, with the timetabled minutes of direct trains; timetabled, not live running. Distances from the neighbourhood's centre in a straight line, walked at 4.8 km/h; the real route is longer.

Nearest state schools

  • Nearest state primary school The St Faith and St Martin Church of England Junior School, Lincoln 680 m from the neighbourhood's centre. Ofsted: Good (Jan 2020). Ungraded visit Nov 2024: Improved significantly.
  • Nearest state secondary school Lincoln UTC 850 m from the neighbourhood's centre. Ofsted: Ungraded visit: Standards maintained (Nov 2024).

Schools: Department for Education, Get Information about Schools (11 October 2026); inspections: Ofsted's management information as at 31 August 2026, in Ofsted's own words. Straight-line distances; not a catchment or admissions assessment.

Questions about Wharf & University

What is the typical house price in Wharf & University?

£191,750. Median resale price of houses in the neighbourhood, 2023-2025; +20% against 2017-2019.

How does Wharf & University compare with the rest of Lincoln?

Typical house price: 6th highest of 11 neighbourhoods in Lincoln. Typical flat price: 2nd highest of the 5 neighbourhoods in Lincoln with enough flat sales for one. Average household income: 5th highest of 11 neighbourhoods in Lincoln.

Is Wharf & University an affluent area?

Middle income. How well off the neighbourhood is now, from household income, home prices and deprivation.

Is Wharf & University gentrifying?

Mixed signs. Weighted balance -0.04; 3 of 20 signals up, 3 down, against the borough.

What is the nearest station to Wharf & University?

Lincoln Central. Railway station, about a 7-minute walk from the neighbourhood's centre (540 m in a straight line). About 5.3 trains an hour leave between 07:00 and 19:00 on a weekday: Northern to Leeds (about 141 min); East Midlands Railway to Matlock (about 130 min).

Which state schools are nearest to Wharf & University?

Nearest state primary school. The St Faith and St Martin Church of England Junior School, Lincoln. 680 m from the neighbourhood's centre. Ofsted: Good (Jan 2020). Ungraded visit Nov 2024: Improved significantly. Nearest state secondary school. Lincoln UTC. 850 m from the neighbourhood's centre. Ofsted: Ungraded visit: Standards maintained (Nov 2024).

Each answer repeats a figure shown above, with its source there.

Thinking of buying in Wharf & University?

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Nearby neighbourhoods in Lincoln

Postcode districts

Neighbourhood names: House of Commons Library, MSOA Names, Open Parliament Licence v3.0. Contains HM Land Registry data © Crown copyright and database right 2026. This data is licensed under the Open Government Licence v3.0. Contains National Statistics data © Crown copyright and database right 2026. Contains public sector information (MHCLG, Police.uk, Ofsted, Department for Education) licensed under the Open Government Licence v3.0. Station locations from NaPTAN (Department for Transport), Open Government Licence v3.0. Trains: contains information of Network Rail Infrastructure Limited licensed under the Open Government Licence v3.0. Figures describe the area, not any home, and are not a valuation or a prediction.